About Us

Loans By Phone is a pioneer of the small loan industry in Australia.

For almost 15 years we have been providing Fast Cash Loans to borrowers Australia Wide.

We pride ourselves on being able to assist our clients with Small Personal Loans from $1,000 to $5,000 with a minimum of fuss. Good and Bad Credit We try to help everyone and since we started we have provided tens of thousands of loans for every day expenses like Bills, Car Repairs, Bond and Rent, Medical Expenses and Holidays. If you are looking for a small loan, short term finance or some quick cash to get over a hurdle check out our exciting news below about Safe Finance and see what this means for you.

Loans By Phone will now trade as Safe Finance to bring you a new era of lending and personal finance options.

Safe Finance Pty Ltd holds an Australian Credit Licence and we are now authorised to act as both a lender and as a Credit Assistance Provider (Finance Broker). This means that we are able to offer you a greater range of services.

Safe Finance offers a range of loan products including Mini Loans from $1000 to $5,000.

Safe Finance can also assist with:

  • Car Loans – Safe Finance can help with secured car loans from $3000-$250,000. And it’s not just cars we can help with! We can arrange loans for boats, bikes and other equipment
  • Debt Management – If you are struggling with debt or suffering serious financial difficulty, we can refer you to Safe Debt Management. Safe Debt Management Pty Ltd is a registered debt agreement administrator and can assist you to deal with debt problems you find unmanageable.
  • Home Loans – Safe Finance has access to a large panel of lenders and we can assist you to find you the best home loan possible. Whether you are looking for your first home, refinancing your current home or looking for an investment property, our expert Mortgage Brokers are available to guide you in the right direction.
  • Business Loans – Safe Business Finance Pty Ltd is here to support all businesses – from sole traders to small to medium companies. Loans are available for any worthwhile business purpose from $1000-$10000 with no penalty for early payout or extra repayments. Paperwork is kept to a minimum and funding is often available same day.
  • Factoring and Invoice Discounting – Safe Business Finance can also help if you’re waiting on an invoice to be paid. We’ll buy the invoice from you & fund your account, so we’ll be the one waiting while you can get on with your business!

So, if you need assistance with any of the above, visit www.safefinancial.com.au or call us on 1300 661 991 today and we’ll provide you with the same great service you’ve been experiencing for the last decade from one of Australia’s most trusted alternative finance providers.